Insurance & Rates FAQ

In this time, we talk about why you are seeking therapy, what you are looking for in a therapist and next steps should you feel we are a match! I will answer questions you may have. We briefly then collect some basic information to initiate our therapeutic journey.

No problem — DLG Therapy, LLC can provide you with a superbill, which is a detailed receipt of your therapy sessions, that you can submit to your insurance company for possible out-of-network reimbursement. Many insurance plans reimburse a portion of the cost even when a therapist is out-of-network, so it's worth checking your out-of-network mental health benefits.

A superbill is a document DLG Therapy, LLC provides at the end of the month that includes the information your insurance company needs to process an out-of-network reimbursement claim, including the date of service, diagnosis code, procedure code, and session fee. You submit the superbill directly to your insurance company; DLG Therapy, LLC does not bill them on your behalf in this case.

Using insurance for therapy means a mental health diagnosis and some session information become part of your insurance claim records, since this is required for reimbursement. If keeping your therapy records outside of insurance is important to you, paying out-of-pocket for therapy is an option worth considering. Diana is happy to talk through what makes the most sense for your situation.

Using insurance can make therapy more affordable, but there are a few trade-offs worth knowing before deciding:

• A mental health diagnosis is required. Insurance companies require a diagnosis to justify coverage, and that diagnosis becomes part of your permanent medical record. This can matter for things like future life insurance applications, security clearances, or custody proceedings.
• Your insurer can access session information. Insurance companies can request treatment details, such as diagnosis, dates of service, and sometimes clinical notes, to justify continued coverage.
• Coverage isn't guaranteed to last. Some insurance plans limit the number of therapy sessions covered per year or require ongoing proof that treatment is "medically necessary," which can affect how long or how often you're able to meet with your therapist.
• Less flexibility in treatment approach. Insurance requirements can influence the type of treatment or session frequency that's covered, which may not always align with what's clinically best for you.
• Claims can be denied or delayed. Even in-network insurance claims are occasionally denied or take time to process, which can create unexpected costs or confusion.

None of this means insurance is a bad choice for therapy — for many people, the cost savings are well worth it. We just want you to have a clear picture so you can decide what's right for you. If privacy or flexibility is a top priority, paying out-of-pocket for therapy is worth considering, and Diana is happy to talk through that option.

Individual therapy sessions are $175 for a 50-minute session. The intake session is $185. If you're using insurance, your actual out-of-pocket cost will depend on your specific plan and benefits.

DLG Therapy, LLC requires 24 hours’ notice for cancellations. Late cancellations or no-shows will be charged a fee, which is not billable to insurance.