Clear pricing, and your choice of how to pay
Use your insurance if it's in my network, or choose private pay for more privacy and flexibility. Either way, you'll know the cost up front.
Session fees
A Good Faith Estimate is provided before services begin. Late cancellations (less than 24 hours' notice) and no-shows are charged a fee that insurance doesn't cover.
Insurance vs private pay
Neither is wrong. Many families choose private pay to keep therapy off their insurance record. Others prefer the lower out-of-pocket cost of insurance.
| Using insurance | Private pay | |
|---|---|---|
| Diagnosis | Required, and it becomes part of your medical record | Not required to qualify for care |
| Privacy | Your insurer can request diagnosis, dates and sometimes notes | Nothing is shared with an insurance company |
| Sessions | May be limited, or require proof of "medical necessity" | You and I decide how often and how long |
| Cost | Your copay or deductible, depending on your plan | $175 per session; FSA, superbill, or Step Up For Students (FL) |
Why a diagnosis on record can matter: it can come up with future life insurance applications, security clearances, or custody proceedings.
Plans I'm in-network with
Your out-of-pocket cost depends on your specific plan and benefits.
Not on the list? See superbills below.
- UnitedHealthcare
- UnitedHealthcare Global
- UHC Student Resources
- AllSavers UHC
- United Healthcare Shared Services
- Oxford Health Plans
- Surest (formerly Bind)
- UMR
- Aetna
- Allied Benefit Systems – Aetna
- Christian Brothers Services – Aetna
- Trustmark Health Benefits – Aetna
- Trustmark Small Business Benefits – Aetna
- Health Scope – Aetna
- Oscar
- Harvard Pilgrim
- Meritain
- Nippon
- Health Plans Inc.
Getting reimbursed with a superbill
Many plans reimburse part of the cost even when a therapist is out-of-network. Here's how it works.
I don't bill your insurer for you in this case. You submit the superbill yourself.
Check your out-of-network benefits
Many insurance plans reimburse a portion of the cost even when a therapist is out-of-network, so it's worth checking your out-of-network mental health benefits.
Pay for sessions as you go
Private pay at $175 per session.
Submit your monthly superbill
At the end of each month I provide a superbill with dates, diagnosis and procedure codes, and fees. You send it to your insurer for reimbursement.
FSA
You have the choice to use an FSA account when you private pay.
Step Up For Students
Approved provider: Florida families can use Unique Abilities scholarship funds. How it works →
Good Faith Estimate
You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost. Read more →
FAQs
Do you accept insurance for therapy?
Yes. DLG Therapy, LLC is in-network with many UnitedHealthcare and Aetna plans, including Oxford, UMR, Oscar, Surest and Meritain. If your plan isn’t listed, or you’d rather keep therapy off your insurance record, private pay is available at $175 per 50–55 minute session, with a monthly superbill for possible out-of-network reimbursement.
What is a superbill for therapy?
A superbill is a document I provide at the end of the month with the information your insurance company needs to process an out-of-network claim: date of service, diagnosis code, procedure code, and session fee.
Will using insurance affect my privacy?
Using insurance means a mental health diagnosis and some session information become part of your insurance claim records. If keeping therapy records outside of insurance is important to you, private pay is worth considering. I’m happy to talk through what makes sense for you.
Are there downsides to using insurance for therapy?
Insurance can make therapy more affordable, but there are trade-offs: a diagnosis is required, insurers can access session information, coverage may be limited or require proof of medical necessity, treatment options may be constrained, and claims can be denied or delayed. For many people, the savings are well worth it. I just want you to have a clear picture.
What is your cancellation policy?
I require 24 hours’ notice for cancellations. Late cancellations and no-shows are charged a fee, which isn’t billable to insurance.
You don't have to keep carrying this alone.
Start with a free 15-minute consultation. No pressure, just a conversation.
Book your free callOr call 561-903-0096 · Diana@DLGtherapy.com
